Running cost = interest + strata + tax + repairs — money that doesn't build equity (what you "lose" monthly). Carry cost = full P+I + strata + tax + repairs — total cash out of pocket. Filter by Monthly above for carry.
Running / mo
Monthly score
Neighbourhoods
Location weights
Penalty settings
Definitions: Antiquated = likely to require major rebuild-level work. Run-down = likely to require substantial repairs. Outdated = more recent build but under outdated norms (e.g., leaky-condo-era risk patterns).
Mortgage settings
Score definitions & custom formula
Score definitions Formula score = base model output • Recommended score = market-adjusted score • Your score = your custom formula output
Editable custom formula
Your score = Σ(component × weight)
Name
Value
Description
Example listing
ppsf_score
Price-per-sqft vs market median (condo $876/sf · TH $727/sf). Linear ×30.
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monthly_score
Full monthly cash-out per sqft (P+I + strata + tax + repairs). Pivot $4.95/sf/mo ×7.